Step-by-Step: How to Apply to Canadian Universities (UG)
1. Choose Your Universities
- You can apply individually on each university’s website.
- No centralized application like the Common App (U.S.) — each university has its own portal.
2. Check Eligibility
- Most accept CBSE/ISC/State Board as valid.
- You need to meet minimum % cutoff (varies by program & university) — generally:
- 85–90%+ for top schools like UofT, McGill, UBC
- Subject requirements for courses (e.g., Math for Engineering, Bio for Life Sci)
- 85–90%+ for top schools like UofT, McGill, UBC
3. Prepare These Documents
- Class 10 & 12 transcripts (predicted grades if not yet appeared)
- Passport
- Statement of Purpose (SOP) / Personal Profile (for some like UBC)
- Letters of Recommendation (rare, but needed in some programs)
- Resume / ECs (only if specifically asked)
4. Standardized Tests
- SAT/ACT: Not required for most Canadian universities.
- English proficiency test is mandatory:
- IELTS Academic (6.5+ overall, no band below 6.0)
- OR TOEFL iBT (88–100+ depending on program)
- IELTS Academic (6.5+ overall, no band below 6.0)
5. Apply
- Application deadlines vary by uni, but most are around Jan–Feb.
- Apply via:
- OUAC for Ontario unis (UofT, Waterloo, etc.) → https://www.ouac.on.ca
- Direct websites for others like UBC, McGill, etc.
- OUAC for Ontario unis (UofT, Waterloo, etc.) → https://www.ouac.on.ca
6. Visa (After Admission)
- Apply for a Study Permit: https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada.html
- You’ll need:
- Admission letter
- Proof of funds (~CAD 20,000+ for first year)
- GIC (Guaranteed Investment Certificate) of CAD 10,000 for SDS stream
- Medical test, biometrics, and passport
- Admission letter

🇨🇦 Top 5 Universities in Canada (UG Details)
1. University of Toronto (UofT) – QS Rank: #25
- Highly competitive, especially for CS, Engineering, Life Sci.
- Requires SOP, IELTS, and high academic scores.
- Application: https://future.utoronto.ca
- Fees: CAD 60,000–70,000/year (tuition + living)
- No need for SAT, but an outstanding profile helps.
2. McGill University – QS Rank: #29
- Known for Engineering, Health Sci, and Arts.
- Application: https://www.mcgill.ca/applying
- No SOP required for most UG programs.
- Fees: CAD 50,000–60,000/year
3. University of British Columbia (UBC) – QS Rank: #38
- Great for CS, Commerce, Environmental Sci.
- Application: https://you.ubc.ca
- UBC Personal Profile is a must (basically SOP + EC-based Qs)
- Fees: CAD 55,000–65,000/year
4. University of Alberta – QS Rank: #96
- Strong in research-based STEM & business programs.
- Lower tuition compared to top 3.
- Application: https://www.ualberta.ca
- Fees: CAD 40,000–50,000/year
5. University of Waterloo – QS Rank: #115
- Famous for CS, Co-op programs, Engineering.
- One of the best placements via co-op jobs.
- Application via OUAC or direct: https://uwaterloo.ca
- Fees: CAD 50,000–60,000/year
💰 Money Breakdown for Indian Students
Expense | Amount (CAD/year) | INR (approx) |
Tuition Fees | 35,000 – 60,000 | ₹22–36 Lakhs/year |
Living Expenses | 15,000 – 20,000 | ₹9–12 Lakhs/year |
GIC (for Visa) | 10,000 (one-time) | ₹6 Lakhs |
IELTS Test | ~250 | ₹15–16k |
Application Fees | 100–150 per university | ₹6–10k per uni |
💡 Scholarships are limited at undergrad level, but UBC has need-based ones.
McGill & Waterloo have small merit-based ones. Don’t expect full funding unless exceptional.
✨ Summary: Best Tips
- No SAT needed = More focus on Class 12 grades + IELTS
- Apply early: Some deadlines are Nov–Jan.
- Build a neat Personal Profile (especially for UBC)
- Join free communities like AFBF (Abroad For Better Future) to get guidance from Indian students who’ve already applied!
- Try to apply to 5–7 unis to balance ambition & safety
- Have ~₹25–35 Lakhs budgeted unless you get aid

🎓 The only big exception: UBC’s International Scholars Program
- ✅ Need-based + merit combined
- 🏆 Includes full tuition + living
- 🔥 Super competitive (like Ivy-level)
- Deadline: November
- Website: https://you.ubc.ca/financial-planning/scholarships-awards/international-scholarships/
Other small scholarships:
University | Scholarship Name | Amount (CAD) | Notes |
McGill | Entrance Scholarships | 3,000 – 12,000 | One-time or renewable |
Waterloo | President’s Scholarship | ~2,000 – 5,000 | Based on Class 12 grades |
Toronto | Lester B. Pearson (like UBC) | Full Ride | 🛑 Very few selected |
Alberta | Gold Standard Scholarship | Up to 6,000 | High grades needed |
🇨🇦 What is SDS?
SDS = Student Direct Stream
It’s a faster visa processing system for students from certain countries, including India.
✅ To be eligible for SDS:
Requirement | Details |
IELTS Academic | Minimum 6.0 in each band |
GIC (Guaranteed Investment Certificate) | CAD 20,635 deposited in a Canadian bank |
Tuition Fee Paid | Full 1-year tuition fee paid in advance |
Designated Learning Institution (DLI) | Must have an offer letter from a DLI |
Medical exam + biometrics | Mandatory |
If you meet all this, your visa is usually processed in 20 working days.
🐌 What is Non-SDS?
This is the regular stream used when:
- You don’t meet IELTS/GIC requirements
- Or you’re applying from a country not covered under SDS
Processing time is longer (up to 6–8 weeks) and requires more paperwork, like:
- More financial documents (ITR, bank statements)
- More explanation of ties to home country
💰 What is a GIC?
GIC = Guaranteed Investment Certificate
It’s a special account where you deposit CAD 20,635, and then you get monthly installments of this money while studying in Canada (like a living expense support system).
🔐 How it works:
- You deposit CAD 20,635 to a Canadian bank (e.g. Scotiabank, ICICI Canada)
- On arrival, you get CAD 2,000 upfront
- The rest is paid out in 12 monthly installments while you’re studying
It shows the government you have enough money to survive your first year in Canada.
🇨🇦 PART 1: Canadian Student Visa (Study Permit) — Everything You Need
When you get admission into a Canadian university, you must apply for a Study Permit (Canada’s version of a student visa).\
Use ImmigrateAI Global tool for going over the Canada visa like a smooth sailing!
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✅ Documents Required
Document | Details |
Letter of Acceptance | From a Designated Learning Institution (DLI) |
Proof of Funds | At least CAD 20,635 for living expenses + 1 year of tuition (e.g., CAD 30,000–40,000+) |
Valid Passport | Must cover your entire stay |
Police Clearance Certificate | To prove you’re not a risk to Canada |
Medical Exam Report | Mandatory for stays >6 months or for certain countries (India included) |
Photographs | Recent passport-sized photos (as per Canada guidelines) |
Visa Application Form | IMM 1294 (Apply Online via GCKey) |
Statement of Purpose (SOP) | Why you’re studying in Canada, future plans, etc. |
Receipt of Visa Fee | CAD 150 (visa) + CAD 85 (biometrics) |
GIC (for SDS stream) | CAD 20,635 in GIC from approved banks (e.g., Scotiabank, ICICI Canada) |
💰 Total Approx. Cost (Upfront):
Type | Cost (approx.) |
Tuition (1 year avg) | CAD 25,000 – 45,000 |
GIC | CAD 20,635 |
Visa + Biometrics | CAD 235 |
Medical + PCC + Misc | CAD 5,000 |
Total | CAD 50,000–70,000 (₹30–40L) upfront funding shown |
Bonus Tip:
If you’re building a workflow using this tool, make sure you separate SDS (Student Direct Stream) and regular study permits:
Stream | Key Difference |
SDS | Faster processing (20 days avg), requires GIC + IELTS 6.0 in all bands |
Regular | Slower, allows broader proof of funds |
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