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To be honest, there are nothing called ‘cheap colleges’ if you are an Indian student trying to fulfill your study abroad dream. Somewhere or the other, you will end up paying over 20 Lakhs if you think of these ‘cheap colleges’. And no matter how many of you think that Harvard gives you free education, the truth is that you have to get accepted into Harvard first before you are eligible for this ‘free’ education.
For many Indian students, the USA is a top destination for higher education, offering world-class degrees and global career opportunities. The good news is, studying in the USA doesn’t have to break the bank. In this guide, we’ll walk you through some of the cheapest colleges for international students where you can achieve your dreams without the hefty price tag.
And yes, all these colleges are personally researched and checked before we are writing things down here. Of course some part of it is AI generated. But the recommendations that we provide at the end (especially) are really WORTH IT. Because those are the colleges that guarantee to meet 100% demonstrated need for all international students 🙂
Why Study in the USA? The Perks of Affordable Education
The United States has always been a land of opportunity (or racism, sorry) and when it comes to education, it’s no different. While many fear that pursuing higher education in the USA comes with a high cost, the reality is that there are plenty of affordable education options for international students—especially for Indian students looking to get the best return on investment.
So why should you choose the USA? Beyond the appeal of global exposure and diverse cultures, you’ll benefit from:
World-renowned institutions:
American universities are famous for their high-quality education and innovative programs. Many universities offer scholarships and financial aid specifically for international students, including Indians.
Career prospects:
With a post-study work visa, you can kickstart your career in one of the largest economies in the world. The USA offers numerous career opportunities post-graduation, particularly in tech, engineering, and business.
International exposure:
Studying alongside peers from all over the world enhances your experience, helping you build global connections and boosting your employability.
The main reason why you should choose USA is because it provides relatable the most amount of scholarships for undergrad especially for international students. Yes, there are plenty of universities like Macalester College, St. Olaf College, Reed College, University of Chicago, etc. which have a line written on their website with some or little variation: we meet 100% demonstrated need for international students.
That’s your GOLDEN TICKET to free education 😉
Is it possible to study in the USA at a low cost?
Yes! There are various institutions that provide affordable education options for students from India, ensuring you get a valuable degree without burning a hole in your pocket. Many public and community colleges offer quality education with low tuition fees, making them ideal for students looking to study in the USA without the usual high cost.
Why Consider the Cheapest USA Colleges for International Students?
First, affordable/cheap universities are definitely NOT low tier, only somewhat specialized (as you’ll see later) so you aren’t ‘settling for less’. But of course, the choice is yours.
But let us quickly gloss over why pursuing a cheap university in the USA over premier colleges in India even makes sense :
The Connections :
Almost every college in the US has a very diverse student and faculty base, which grows your international connections. You can see what the world has to offer, and not be stuck in your own hometown neighborhood.
The Opportunities
If your main goal after school is research – then it is an absolute no-brainer.
The sheer number of quality fellowships and internships available truly overshadows what the Indian curriculum has to offer, and this is exactly why Indians go abroad for their masters. But you get a significant edge by going early and building those connections.
Course Freedom
A lot of US universities are much more liberal about which courses you can opt for, and even allow you to change them midterm (unlike in India). This gives you a personalized learning experience.
Global recognition:
Getting used to the Abroad experience guarantees smooth sailing for future endeavours, and gives you the tools required to attract international employers.
Small class sizes:
The top IITs and NITs in India have classes where a single professor is in charge of 40-100 students. So you never get the personalized learning experience.
Join our Indian study abroad aspirants community. For FREE. With this link below :D
However, a lot of colleges in the USA, and especially the ones we mention today, have very small class sizes, with maybe a teacher for every 20 students or less. This gives you better engagement in your lessons.
If you’re seeking affordable colleges in the USA, you’re in luck! We’ve compiled a list of the top 10 cheapest colleges for international students that offer excellent education at a fraction of the cost. These universities also offer scholarship opportunities to help reduce tuition fees further.
1. California State University, San Bernardino
Known for its welcoming environment and affordable tuition, this public university is a popular choice among international students.
2. University of North Georgia (UNG)
A great option for students seeking quality education at lower tuition rates, UNG also offers various programs in STEM fields.
3. Brigham Young University (BYU), Provo
BYU’s low tuition fees are one of the most attractive in the country, making it a top pick for international students.
4. San Francisco State University (SFSU)
SFSU offers affordable tuition with the added advantage of being in the tech hub of California, ideal for those pursuing careers in technology or engineering.
5. University of Louisiana–Monroe
With low tuition fees and plenty of financial aid options, this university is a great choice for Indian students looking for affordable education.
6. Fayetteville State University
Offering a variety of programs at an affordable price, Fayetteville is another strong option for international students.
7. Minot State University
Known for its budget-friendly tuition and a wide range of degree programs, Minot State is a hidden gem for international students.
8. CUNY (City University of New York)
CUNY offers one of the most affordable education systems in the USA, with several campuses and scholarships for international students.
9. Dakota State University
Offering low-cost tuition and strong programs in IT and cybersecurity, Dakota State is a great choice for tech enthusiasts.
10. Northwest Missouri State University
Affordable living combined with low tuition makes Northwest Missouri State a popular choice for international students.
These universities not only provide quality education but also offer various scholarship programs, reducing the financial burden for students from India.
Factors to Consider When Choosing a Cheap University
Tuition and Fees
Don’t just Google “x college tuition”. The system is designed to confuse you. The best way to go about it is by visiting the official university website, and going to the international students section.
MOST colleges are very hard on International students with not the cheapest tuition of more than 10-20,000 USD more than that of domestic students. Also definitely check if this fee is annual or per semester.
Scholarship Opportunities
Most top colleges also offer excellent financial aid which cuts off a major portion of your fees. To be eligible for it, create a CSS profile, and see if you meet the eligibility requirements of the college for full aid.
Scholarships give you an overall cost cut off of everything, and if you’re curious about what these are, check our our blog on Top Universities for Studying Abroad after 12th.
NOT the CHEAPEST Living Cost
It's crazy how many people look over this super important aspect. College dorms are usually hella expensive, making up 30% of your total costs.
This is literally how the cheapest colleges scam you!
If you can find the cheapest residential housing then that’s fantastic. Otherwise, you can find housing for students at. Research the average cost of living in the state or country your dream college is in.
Affordable Universities in the USA for Indian Students by Program
Whether you're aiming for a career in engineering, business, or the arts, the USA offers several affordable universities that cater to a wide range of academic interests.
Affordable Engineering Programs: San Jose State University
Known for its engineering programs, San Jose State is an excellent choice for those looking to break into the tech industry, especially given its proximity to Silicon Valley.
Budget-Friendly MBA Programs: University of North Texas
If you're pursuing an MBA, the University of North Texas offers one of the most low-cost MBA programs in the country with great return on investment.
Affordable Arts & Humanities: University of Central Oklahoma
For students interested in the arts and humanities, UCO offers affordable programs with a strong emphasis on creativity and innovation.
Best Low-Cost IT Programs: Dakota State University
As one of the most recognized institutions for information technology, Dakota State offers low-cost tuition for its top-rated IT programs.
Choosing a university based on your program of interest can also help you save money while ensuring you get the best education in your chosen field.
Public vs. Private Colleges: Which One is More Affordable?
When considering affordability, many Indian students wonder whether to choose a public or private university in the USA. Here’s a quick comparison:
Public universities: Generally, public universities have lower tuition fees compared to private institutions. Many public universities also offer scholarships and financial aid for international students.
Private colleges: While private institutions tend to have higher tuition, they often offer larger scholarship packages, which can make them more affordable depending on your eligibility.
If you're looking for the cheapest public universities in the USA for Indian students, consider schools like California State University and CUNY. For those interested in private colleges, look into schools that offer generous merit-based and need-based scholarships.
Table showing Public vs. Private Colleges.
Aspect | Public Universities | Private Universities |
Tuition Fees | Generally lower tuition fees, especially for in-state students. | Typically higher, but may offer significant scholarships and financial aid. |
Scholarships/Financial Aid | Offers some scholarships, mostly need-based for international students. | More likely to offer merit-based scholarships, often higher amounts. |
Class Size | Larger class sizes, less individual attention from professors. | Smaller class sizes with more personalized attention and mentorship. |
Programs | A wide variety of programs, but may lack specialization in niche fields. | Stronger specialization in niche fields, particularly in arts, humanities, and business. |
Campus Life | Larger campuses with more diverse student bodies. | Smaller, more close-knit campus environments. |
Funding and Resources | Publicly funded, sometimes leading to fewer resources per student. | Private funding allows for more advanced facilities and resources. |
Cost of Living | Generally located in more affordable areas. | Some private universities are located in expensive cities (e.g., New York, Boston). |
Which one should you choose?
If budget is your primary concern, public universities tend to be more affordable. However, if you’re eligible for a scholarship or prefer a smaller, more personalized educational experience, a private university might be a better option. It's about finding the right balance between cost and the kind of experience you’re looking for.
PS if you are feeling useful, you will feel even more useful once you join our community.
Universities & Colleges that MEET 100% Demonstrated NEED for International Students
(this is the real thing)
For students looking for colleges that meet 100% of demonstrated financial need, these 15 institutions offer excellent opportunities, especially for international students. Many of these colleges also provide specific scholarships and grants to ensure affordability. Learn more about these schools and how they can help make higher education accessible for students from all backgrounds.
College of the Ozarks
College of the Ozarks is known as "Hard Work U" due to its unique student work program, which covers tuition. Students are employed on campus, reducing overall expenses, and the school meets 100% of demonstrated need. The college is highly committed to graduating students debt-free through its scholarship programs.
College of Wooster
The College of Wooster offers generous financial aid packages and a commitment to meeting 100% of demonstrated need. It is also known for its Independent Study program, encouraging students to engage in hands-on, research-based learning. Scholarships such as the Dean's Scholarship support students from all backgrounds.
Gettysburg College
Gettysburg College meets the full demonstrated need of its students, ensuring that financial constraints don’t hinder academic success. With a focus on rigorous liberal arts education, the college offers both need-based aid and merit-based scholarships, such as the Lincoln Scholarship, for exceptional students.
Clark University
Clark University is dedicated to helping students from all socioeconomic backgrounds access a top-tier education. By meeting 100% of demonstrated need, the university ensures financial worries don’t stand in the way. Clark also offers the Presidential LEEP Scholarship, providing full tuition to select high-achieving students.
St. John’s College
Famous for its Great Books curriculum, St. John’s College provides an intellectually rigorous education while meeting 100% of students' demonstrated need. It offers substantial financial aid packages to help students focus on learning rather than financial concerns, with scholarships for academic excellence.
University of Wisconsin - Madison
As a major public research university, the University of Wisconsin - Madison is committed to making education affordable for all. The school meets 100% of demonstrated financial need for students, with the Badger Promise Scholarship helping to cover tuition for first-generation students.
Union College
Union College is a small liberal arts school with a big commitment to financial accessibility. It meets 100% of demonstrated need for its students and provides various scholarships, such as the Presidential Scholarship, to reduce financial barriers for both domestic and international students.
Reed College
Reed College, known for its unconventional and progressive approach to education, also meets 100% of demonstrated need. Financial aid packages at Reed include both grants and scholarships, allowing students from various backgrounds to access its unique academic environment.
Mt. Holyoke College
As one of the top women’s colleges in the U.S., Mt. Holyoke College ensures that finances aren’t a barrier by meeting 100% of demonstrated need. Its comprehensive aid packages include the Frances Perkins Scholarship, which specifically supports non-traditional-aged students returning to complete their degrees.
Brandeis University
Brandeis University is committed to diversity and inclusion, supporting students through financial aid that meets full demonstrated need. The university’s Wien International Scholarship is a full-tuition award available to outstanding international students, making education accessible for a global community.
Occidental College
Occidental College meets 100% of the demonstrated financial need for all students, ensuring affordability while offering a personalized liberal arts education. It also has several merit scholarships, such as the Barack Obama Scholars Program, named after its notable alumnus.
University of Rochester
Franklin & Marshall College
Franklin & Marshall College guarantees 100% demonstrated need is met through its robust financial aid packages. It offers both need-based and merit-based scholarships, such as the Franklin Scholars Program, aimed at helping academically talented students afford their education.
Trinity College
Trinity College in Hartford, Connecticut, meets 100% of the demonstrated financial need for its students and provides generous aid packages. Its merit scholarships, including the Presidential Scholars Program, reward academic excellence and help offset the cost of attending this prestigious liberal arts school.
Oberlin College
Oberlin College is known for its progressive values and commitment to financial aid. Meeting 100% of demonstrated need, Oberlin also offers merit-based scholarships, such as the Conservatory Dean’s Scholarship, for exceptional students in both academics and the arts.
Get Access to More Colleges That Meet 100% Demonstrated Need
Want to discover even more colleges that are committed to covering your full financial need? Download our sheet of 50+ universities that offer 100% demonstrated need for international students (go to our home page and then, scroll till you 'FREE GIFT' thing.). Don’t miss out on opportunities to receive a world-class education without the financial burden!
Look bro... all we want is to help you and create a community for Indian students :D
Scholarships and Financial Aid: Reducing the Cost of Education in the USA
Financing your education in the USA can seem daunting, but there are several ways to make it more affordable, especially for Indian students. Many universities offer scholarships, financial aid, and government grants to help international students cover tuition and living costs.
Here are some options to explore:
1. Merit-Based Scholarships
Many universities, both public and private, offer scholarships to students based on their academic achievements, test scores, and extracurricular activities. These can significantly reduce tuition fees, and the competition for these scholarships often takes into account your performance relative to other applicants from around the world.
2. Need-Based Financial Aid
For students who demonstrate financial need, several universities, especially private ones, offer need-based financial aid. This means that the institution will cover the gap between what your family can contribute and the total cost of attendance. Schools like Macalester College and College of Wooster have high acceptance rates for international students and meet 100% of demonstrated financial need.
FINANCIAL AID IS THE MAIN THING…
Did you know there are universities in the USA that meet 100% of your demonstrated financial need? Yes! Colleges like Macalester College, College of Wooster, and many more provide aid that covers your entire financial requirement. This one decision could change your life, giving you access to a top-tier education for a fraction of the cost!
3. Government Scholarships
There are also government scholarships available for Indian students looking to study abroad. Programs like the Fulbright Scholarship and Inlaks Shivdasani Foundation offer substantial financial support, covering tuition, accommodation, and other expenses.
Pro Tip: Apply early! Scholarships and financial aid are often limited, and applying before deadlines can improve your chances of getting financial support.
Alt Text for Image: An infographic listing top scholarships for Indian students studying in the USA.
Community Colleges: A Budget-Friendly Way to Start Your Degree
For Indian students looking for a cheaper way to start their education in the USA, community colleges can be a fantastic option. Community colleges offer associate degrees and allow students to transfer credits to a four-year university later. This means you can complete your initial two years at a lower cost and then move to a more prestigious institution to finish your bachelor’s degree.
Why Choose a Community College?
Affordable Tuition: Community colleges are much cheaper than four-year universities, offering a great education at a fraction of the cost.
Flexible Transfer Programs: Many community colleges have transfer agreements with top universities, allowing you to move seamlessly into a bachelor’s program after completing your associate degree.
Smaller Classes: With smaller class sizes, you get more personalized attention from instructors, which can be particularly helpful in your first years abroad.
Popular Community Colleges:
Santa Monica College (California)
Seattle Central College (Washington)
Houston Community College (Texas)
If you're looking for a way to study in the USA on a budget, community colleges are a great starting point. Plus, they often have more relaxed admission requirements, making them accessible for students from diverse academic backgrounds.
Cheapest Online Degrees in the USA: Learn from Anywhere
Another affordable option for Indian students is pursuing an online degree from a US university. Online programs are becoming increasingly popular because they offer the same quality of education without the high costs of living in the USA. If you're looking for a flexible and cost-effective way to earn a degree, this might be the perfect option for you.
Benefits of Online Degrees:
Low Tuition: Online degrees typically cost less than their on-campus counterparts.
Flexibility: You can study from anywhere and at your own pace, making it easier to balance work and study.
Work While You Study: Many online students work part-time, gaining valuable experience while completing their degree.
Some universities even offer scholarships for online learners, further reducing costs.
How to Make Your Study Abroad Experience in the USA More Affordable
Here are some practical tips to cut down on expenses and make your education in the USA more affordable:
1. Work Part-Time
International students on an F-1 visa can work up to 20 hours a week during the semester and full-time during holidays. This can help cover living expenses and reduce the financial burden.
2. Budget Wisely
Track your expenses using budgeting apps like Mint or YNAB. Opt for shared housing and public transportation to save on accommodation and travel costs.
3. Explore Student Discounts
Take advantage of student discounts for everything from transportation to entertainment. Many places offer reduced rates for students, helping you save money on everyday expenses.
PS our peer-to-peer community is super helpful for indian students :D
Cost of Living for International Students: Planning Your Budget Wisely
Living costs in the USA can vary widely depending on where you study. Big cities like New York or San Francisco will naturally have higher living costs, while smaller towns and cities offer more affordable options.
Key Expenses:
Accommodation: Off-campus housing is often cheaper, and sharing with roommates can cut costs significantly. But it totally depends. In US, sometimes ON-Campus is better because that’s how you will get the full experience & exposure.
Groceries: Cook your meals at home rather than eating out. Yes, cooking is HARD… And please search the right market. It really helps. For example: prices in London are almost three times the prices of the places just outside London. I’m talking about Groceries :)
Public Transport: Use local public transportation instead of taxis or ridesharing services. Having the monthly plan is often the wiser option.
By making smart choices, you can reduce your living expenses and enjoy your time in the USA without unnecessary financial stress.
Tips for Applying to Affordable Universities
Do not treat the application process to these colleges lightly, despite their high acceptance rates and cheap tuition. As an international student, you must show how YOU are a worthy investment for the school, not the other way around. Most of these USA universities are test-optional but definitely look into their official sites to gauge their test requirements. In general:
Secure Letters of Recommendation, from your teachers or professors at reputed colleges.
Give the essential standardized English language tests like the IELTS or TOEFL. If you’re unsure which to give, here’s a great guide on TOEFL vs IELTS.
Opt for the SAT or ACT if possible. And here’s the guide to know SAT vs ACT if you’re unsure which to give.
Make sure your essays and statement of purpose (SOP) are not generic and tailored to the University you’re applying to.
Conclusion: Find Your Affordable Path to Education in the USA
It should be noted that if you’re including these universities in your list, they should be included in the safety section. We hope your ambitions are high, and don’t doubt your ability to get into great universities.
Studying in the USA can open doors to countless opportunities, but it doesn’t have to come with a sky-high price tag. With a little research and some smart planning, you can find affordable education options that meet your academic and financial needs. From community colleges to scholarships and even online degrees, there are several ways for Indian students to study in the USA without breaking the bank.
Start early, apply for scholarships, and carefully plan your living expenses to make the most of your study abroad experience. With the right approach, your dream of a world-class education in the USA is entirely within reach!
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FAQs: All Your Questions About Studying in the USA on a Budget
What are the cheapest universities in the USA for international students?
Some of the most affordable universities include California State University, San Bernardino, University of North Georgia, and Minot State University. These institutions offer low tuition fees and various scholarships for international students. Many public universities provide high-quality education at reasonable costs.
Are there any tuition-free colleges in the USA for Indian students?
While completely tuition-free colleges are rare, some universities, such as Berea College and College of the Ozarks, offer free tuition or work-study programs where you can cover your educational costs through campus jobs. Additionally, applying for scholarships can significantly reduce tuition fees.
Can international students get financial aid in the USA?
Yes, many universities offer financial aid to international students, including merit-based scholarships and need-based aid. Some colleges even meet 100% of demonstrated financial need, like Macalester College and College of Wooster, ensuring that you can study without financial stress.
What is the cost of living for international students in the USA?
The cost of living varies depending on the city you live in. Big cities like New York or San Francisco are more expensive, while smaller towns offer more affordable living. On average, expect to spend between $10,000 to $15,000 per year on accommodation, food, and other living expenses. Sharing housing and using public transport can help reduce these costs.
Are community colleges a good option for international students?
Absolutely! Community colleges are a great way to save on tuition while still receiving quality education. Many Indian students choose community colleges to complete their first two years before transferring to a four-year university. This option allows you to reduce your education costs while earning transferable credits.
How do I apply for scholarships at affordable US universities?
Start by researching universities that offer scholarships for international students. Most scholarships require an application, which may include essays, academic records, and letters of recommendation. Make sure to apply early, as many scholarships have limited availability. You can also look for external scholarships from organizations like the Fulbright Program or the Inlaks Shivdasani Foundation.
Which universities in the USA have low-cost MBA programs?
Some universities that offer low-cost MBA programs for international students include University of North Texas and Fayetteville State University. These schools provide excellent MBA programs with affordable tuition fees and opportunities for scholarships.
Which country is best for study abroad after 12th?
Countries like the USA, Canada, and Germany are popular destinations for Indian students after 12th grade. The USA stands out for its top-ranked universities, while countries like Germany offer tuition-free education at public universities.
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